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	<title>eFinanced &#187; credit</title>
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		<title>When will a negative account be off my credit report?</title>
		<link>http://www.efinanced.net/140/when-will-a-negative-account-be-off-my-credit-report/</link>
		<comments>http://www.efinanced.net/140/when-will-a-negative-account-be-off-my-credit-report/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 20:30:04 +0000</pubDate>
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				<category><![CDATA[Q & A - Credit cards]]></category>
		<category><![CDATA[account]]></category>
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		<description><![CDATA[One of the worse news that you can come across is negative bank accounts. This grave condition can worsen your financial situation. As per the rules laid down by FCRA the rule of the thumb is seven years. The period clearly starts from 180 days after the first date of law-breaking. The day you miss [...]]]></description>
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		<title>How do I lower the interest on my credit card?</title>
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		<comments>http://www.efinanced.net/27/how-do-i-lower-the-interest-on-my-credit-card/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 15:08:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<description><![CDATA[The credit card companies earn you profit by charging high interest rates the card holders. The interest charged is income to them but for the card holder it costs a lot causing a hole in the pocket. The competition among the credit card companies has become very intense and because of this they try and [...]]]></description>
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		<title>What are the best ways to raise my credit score?</title>
		<link>http://www.efinanced.net/70/what-are-the-best-ways-to-raise-my-credit-score/</link>
		<comments>http://www.efinanced.net/70/what-are-the-best-ways-to-raise-my-credit-score/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 17:18:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit]]></category>
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		<description><![CDATA[To have a good credit card score and also to maintain it is not a very easy thing to do and takes time also. The most advised ways to raise a credit card score are to manage the debts in a wise way and also to stay organized with your finances. Good habits with respect [...]]]></description>
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		<title>What is credit card &#8211; pros and cons?</title>
		<link>http://www.efinanced.net/18/what-is-credit-card-pros-and-cons/</link>
		<comments>http://www.efinanced.net/18/what-is-credit-card-pros-and-cons/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 19:08:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>

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		<description><![CDATA[A credit card is a plastic card which can be used to make payments. The card entitles the holder to pay for the purchase of goods and services with a promise that he will pay for them at a later date. The bank or the company that issues the card to the holder  a line [...]]]></description>
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