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	<title>eFinanced &#187; credit card</title>
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		<title>What credit card to get at 18 and not a college student?</title>
		<link>http://www.efinanced.net/64/what-credit-card-to-get-at-18-and-not-a-college-student/</link>
		<comments>http://www.efinanced.net/64/what-credit-card-to-get-at-18-and-not-a-college-student/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 10:13:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>
		<category><![CDATA[18]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[credit card]]></category>
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		<description><![CDATA[When one turns 18 they all want to have a credit card. It is of no use to apply for credit cards as soon as one turns 18 as there are all possibilities of the request being denied. This is because the credit rating at this point is low and one needs to build up [...]]]></description>
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		<title>How do I lower the interest on my credit card?</title>
		<link>http://www.efinanced.net/27/how-do-i-lower-the-interest-on-my-credit-card/</link>
		<comments>http://www.efinanced.net/27/how-do-i-lower-the-interest-on-my-credit-card/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 15:08:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[interest]]></category>

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		<description><![CDATA[The credit card companies earn you profit by charging high interest rates the card holders. The interest charged is income to them but for the card holder it costs a lot causing a hole in the pocket. The competition among the credit card companies has become very intense and because of this they try and [...]]]></description>
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		<title>What are the best ways to raise my credit score?</title>
		<link>http://www.efinanced.net/70/what-are-the-best-ways-to-raise-my-credit-score/</link>
		<comments>http://www.efinanced.net/70/what-are-the-best-ways-to-raise-my-credit-score/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 17:18:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[score]]></category>

		<guid isPermaLink="false">http://www.efinanced.net/?p=70</guid>
		<description><![CDATA[To have a good credit card score and also to maintain it is not a very easy thing to do and takes time also. The most advised ways to raise a credit card score are to manage the debts in a wise way and also to stay organized with your finances. Good habits with respect [...]]]></description>
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		<title>Is it possible to transfer credit card balances to others&#8217; credit card accounts?</title>
		<link>http://www.efinanced.net/62/is-it-possible-to-transfer-credit-card-balances-to-others-credit-card-accounts/</link>
		<comments>http://www.efinanced.net/62/is-it-possible-to-transfer-credit-card-balances-to-others-credit-card-accounts/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 12:11:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>
		<category><![CDATA[account]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[transfer]]></category>

		<guid isPermaLink="false">http://www.efinanced.net/?p=62</guid>
		<description><![CDATA[There are many credit card issuing companies which allow their card holders to transfer the credit card balances to other credit card accounts. These cards allow the card holders to transfer the amount for free and after the money is owed to a different company they also give a grace period and they also charge [...]]]></description>
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		<title>How do I Choose the Best Credit Card?</title>
		<link>http://www.efinanced.net/30/how-do-i-choose-the-best-credit-card/</link>
		<comments>http://www.efinanced.net/30/how-do-i-choose-the-best-credit-card/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 09:15:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[choose]]></category>
		<category><![CDATA[credit card]]></category>

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		<description><![CDATA[There are many credit cards available in the market and to choose the best one from the ones available becomes a tough task. The options are so many and all companies try their best to outdo the others in the market which makes the whole scenario very confusing.  The confusion often leads to the people [...]]]></description>
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		<title>What is credit card &#8211; pros and cons?</title>
		<link>http://www.efinanced.net/18/what-is-credit-card-pros-and-cons/</link>
		<comments>http://www.efinanced.net/18/what-is-credit-card-pros-and-cons/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 19:08:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>

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		<description><![CDATA[A credit card is a plastic card which can be used to make payments. The card entitles the holder to pay for the purchase of goods and services with a promise that he will pay for them at a later date. The bank or the company that issues the card to the holder  a line [...]]]></description>
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