I want a credit card that does not have an annual fee, where I can use it for emergencies such as car repairs and shopping for Christmas gifts for a large family. I currently have 2 store credit cards with superb credit score. What is the best card for me?
As an owner of a small business, I take credit card numbers over the phone often as a deposit. One time a customer did not show up and filed a dispute through her credit card company where they took the customer side as per policy it is allowed to contest to get the money back if there is no signature. If so, how can hotels and other service companies survive with this policy?
I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards?
When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks.
In the case of elderly people in not the best of health and with large credit card debt ($5000+) is credit card protection plans a good idea?
I just turned eighteen and would like to know the best credit card for persons with limited or no credit history?
I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus?
My credit card company closed my account due to inactivity. The account was opened 18 months ago and was never used. Can they close my account without warning and would it affect my credit score? How would I handle this?
I just cleared out of debt and I want to apply for a card with no annual fee and a low APR. The card would only be used occassionally and paid off immediately. Any card that you can recommend?