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		<title>What is the best credit card for an 18 trying to build credit?</title>
		<link>http://www.efinanced.net/519/what-is-the-best-credit-card-for-an-18-trying-to-build-credit/</link>
		<comments>http://www.efinanced.net/519/what-is-the-best-credit-card-for-an-18-trying-to-build-credit/#comments</comments>
		<pubDate>Sun, 20 Mar 2011 22:25:20 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question I am going to be 18 soon, any tips on how to use a credit card wisely? Answer Building a good credit score does not end with paying your bills on time, every time. &#160;You have to keep in mind to use only 30% of you available balance to get a good score. I [...]]]></description>
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		<title>How much of my credit card do I need to have paid to improve my credit score?</title>
		<link>http://www.efinanced.net/518/how-much-of-my-credit-card-do-i-need-to-have-paid-to-improve-my-credit-score/</link>
		<comments>http://www.efinanced.net/518/how-much-of-my-credit-card-do-i-need-to-have-paid-to-improve-my-credit-score/#comments</comments>
		<pubDate>Sat, 19 Mar 2011 23:08:12 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question Is it true that if I don&#8217;t spend more than half of my credit limit, my score will improve? Answer To improve your score you need to stop using the card and pay at least 10% per month until it is paid off. It is fine to have two cards just reserve one for [...]]]></description>
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		<title>What category does a credit card loan go to when the debit is for equipment for your business?</title>
		<link>http://www.efinanced.net/517/what-category-does-a-credit-card-loan-go-to-when-the-debit-is-for-equipment-for-your-business/</link>
		<comments>http://www.efinanced.net/517/what-category-does-a-credit-card-loan-go-to-when-the-debit-is-for-equipment-for-your-business/#comments</comments>
		<pubDate>Fri, 18 Mar 2011 23:37:13 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question I bought an equipment using a credit card and is currently paying it off. Where will my credit card fall under -a cost of goods, expense account or loan? Wouldn&#8217;t that make the&#160; credit card as the vendor? Answer I am assuming that you are using an accounting software package. You will need to [...]]]></description>
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		<title>How does a credit card work and why do I have to get one?</title>
		<link>http://www.efinanced.net/516/how-does-a-credit-card-work-and-why-do-i-have-to-get-one/</link>
		<comments>http://www.efinanced.net/516/how-does-a-credit-card-work-and-why-do-i-have-to-get-one/#comments</comments>
		<pubDate>Thu, 17 Mar 2011 23:44:49 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question How does a credit card work and why do I need a card to build my credit? Answer You need to have a good credit rating before others can trust you in terms of getting a loan or renting a place of your own. The credit score says a lot about how one pays. [...]]]></description>
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		<title>Should I get a credit card? How do you choose the best credit card?</title>
		<link>http://www.efinanced.net/515/should-i-get-a-credit-card-how-do-you-choose-the-best-credit-card/</link>
		<comments>http://www.efinanced.net/515/should-i-get-a-credit-card-how-do-you-choose-the-best-credit-card/#comments</comments>
		<pubDate>Wed, 16 Mar 2011 23:02:08 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question What is the best credit card for first time user and the benefits I can get from a credit card? How do you choose your main card? Answer A credit card can be your protection from loss or failure if used correctly. Most people have bad connotation about plastics this is more because of [...]]]></description>
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		<title>What is the best credit card to apply for for the first time?</title>
		<link>http://www.efinanced.net/514/what-is-the-best-credit-card-to-apply-for-for-the-first-time/</link>
		<comments>http://www.efinanced.net/514/what-is-the-best-credit-card-to-apply-for-for-the-first-time/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 23:42:23 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question Any credit card suggestion for someone with no credit? Answer You could start by getting a secured credit card. Here is a link that can help you in choosing a card that best fit your needs. Subscribe to the comments for this post? Share this on del.icio.us Digg this! Post this on Diigo Post [...]]]></description>
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		<title>What is the best credit card for an 18 year old?</title>
		<link>http://www.efinanced.net/513/what-is-the-best-credit-card-for-an-18-year-old/</link>
		<comments>http://www.efinanced.net/513/what-is-the-best-credit-card-for-an-18-year-old/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 00:22:20 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question Which card can give me the lowest rate for an 18 year old with no credit so that I can build my credit? Answer You don&#8217;t have to worry about the interest rates if you can pay off your balances as soon as possible. You usually pay for interest rates during your first few [...]]]></description>
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		<title>Is giving my credit card,debit card and bank account information to paypal and ebay safe?</title>
		<link>http://www.efinanced.net/512/is-giving-my-credit-card-debit-card-and-bank-account-information-to-paypal-and-ebay-safe/</link>
		<comments>http://www.efinanced.net/512/is-giving-my-credit-card-debit-card-and-bank-account-information-to-paypal-and-ebay-safe/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 00:44:53 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question Is it safe to divulge sensitive information such as credit and debit card numbers to websites like PayPal and eBay?. Answer True, identity theft is very rampant today. There are still a lot of online business sites that you can trust. The most important thing that you need to remember is that do not [...]]]></description>
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		<title>What is a good credit card for a person with no credit history?</title>
		<link>http://www.efinanced.net/511/what-is-a-good-credit-card-for-a-person-with-no-credit-history/</link>
		<comments>http://www.efinanced.net/511/what-is-a-good-credit-card-for-a-person-with-no-credit-history/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 00:30:11 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question How and where can someone who does not have a credit history find a card that will allow me to build my credit history? Answer There are 3 things that you need to have before you can apply for a credit card if you do not have any credit history: you have to have [...]]]></description>
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		<title>Closing a credit card account that is inactive? How much will it affect my credit report?</title>
		<link>http://www.efinanced.net/510/closing-a-credit-card-account-that-is-inactive-how-much-will-it-affect-my-credit-report/</link>
		<comments>http://www.efinanced.net/510/closing-a-credit-card-account-that-is-inactive-how-much-will-it-affect-my-credit-report/#comments</comments>
		<pubDate>Sat, 12 Mar 2011 00:23:11 +0000</pubDate>
		<dc:creator>hazel</dc:creator>
				<category><![CDATA[Q & A - Credit cards]]></category>

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		<description><![CDATA[Question How does closing a secured credit card which I had for 2 years and haven&#8217;t been using in a long time affect my credit score? Answer Some bank closes an account after 12 months of inactivity. Once you close your account your available credit will drop. However what affect your credit score most is [...]]]></description>
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