Question

Where can I get a credit card with a $2000 credit limit or lower but with low interest rate if I have a credit score of 562?

Answer

Every time you inquire for a credit card lowers your rating to 1 or 2 points, however a bad credit reduces it up to 5 points. Contemplating on getting a credit card to pay off balances on your other cards will destroy your credit and only worsen your current situation. Your best option is to get a secured loan in your bank and invest around $500-$1000 in a Certificate of Deposit. You then make a secured loan against that amount and see to it that you pay back on time. After a year your credit will immensely improve.